*This is a separate funding partner of Plan B Funding Options LLC; you do not need to be a client of ours to apply with them. If you want to be a client of Plan B Funding Options and have your projects considered for funding by our hundreds of Private Equity Partners and Angel Groups and Direct Lenders who can and do fund projects of all types Nationwide as well as Worldwide, see the page (How to get Started) on this website and follow the instructions.
This funding partner of ours might be your solution. $25k-$300k for personal or business use. Apply in 30 seconds, this will not affect or harm your credit. Find out If you qualify for funding Get Pre-Approved within 24 hours and funded in just 1-2 weeks!
This might be your answer to (Start your new business) or if you found a property that you want to (Fix&Flip) but you need money fast, or maybe you want to take the family on a really (Great Vacation). You can use the money for (Whatever you want!)
Low-cost SBA loans are considered the most popular in small business funding because they have some of the lowest interest rates and lowest monthly payments available. However, not every business owner initially qualifies, so if you aren't quite ready for an SBA loan or need funds more quickly.
Just click the Apply Now button on this page and you will be directed to a secure page click the green bar that says (see if you qualify) The simple form is geared for business funding so if a question does not apply to your situation (just put any answer) until you get to the page for your contact information, just fill it out and submit and someone from our funding partner company will contact you normally within 1 business day and then you can explain exactly what type of funding you want and the amount that you want.
*Good credit is a must, 650 or up, 680 and up is best! You are allowed to use a cosigner to apply with you if your credit does not qualify your business partner or family member or a friend etc. is fine.
Services Offered
Business credit cards
Installment loans
Lines of credit (business and personal)
Borrower Qualifications
Our funding partner has only one major line in the sand for borrowing qualifications, and that’s a strong credit rating:
Time in business: None
Credit score: 680
Revenue: N/A*
*Your personal income is considered however good credit is the key factor.
Terms and Fees
Rating: Excellent
*Lines of Credit
Here’s what you can expect from a line of credit through our funding partner:
Credit limit: $25,000 – $300,000
Term length: 6 -18 months
Interest rate: 0% for 9 – 15 months, 1% – 2%/month after
Other fees: $500 + 9% approval fee
APR: 0% for 12 months
Collateral: N/A
Our funding partner lines of credit come in both personal and business forms. Which one you get will likely depend on whether or not your business currently exists or if it’s been around long enough to have the necessary records.
A line of credit is an agreement by a funder to lend a business or individual a set amount of money, called your credit limit. Unlike most other loans, you don’t receive this money as a lump sum. Instead, you can draw upon this money at will, in whatever increments you want, so long as the total amount you’ve borrowed doesn’t exceed your credit limit. You only need to make payments on the money that you use. Our funding partner can connect businesses to both revolving and non-revolving lines of credit. In the case of revolving lines of credit, payments you make on your balance free up that credit to be used again, similar to a credit card.
Borrower requirements:
Our funding partner lines of credit offer some additional perks that are appealing to new businesses, namely a year-or-so of 0% interest. There are no restrictions on what you can use the money for. Our funding partner lines of credit are unsecured, meaning they don’t require collateral.
*Installment Loans
Our funding partner can also connect you with installment loans
Borrowing amount: $25,000 – $300,000
Term length: 3 – 7 years
Interest rate: 0% -15% on first 9 – 15 months
Other fees: $500 + 9% approval fee
APR: 6% – 23%
Collateral: N/A
Installment loans, sometimes called “term loans” or “medium-term” or “long-term” loans are the archetypical loan product. They last for several years or longer, accumulate interest over time, and are paid monthly.
Our funding partner sweetens the pot for startups by negotiating a lower initial interest rate for its clients. In the best-case scenario, this can mean 0% interest for up to two years, which can add up to enormous savings. Like the company’s lines of credit, our funding partner installment loans are unsecured, meaning they don’t require collateral.
*Business Credit Cards
Our funding partner can also help you get a business credit card.
Credit cards aren’t necessarily the best way to finance early business expenses — if a balance sits on your card, it will quickly become more expensive than all but the most predatory short-term loans. That said, business credit cards can be an excellent way to finance short-term expenses that you can pay off quickly.
How quickly? Most business credit cards will extend a grace period of at least 21 days. If you pay off your credit card in full within that time frame, you won’t have to pay any financing charges at all. In fact, if you’re very strategic with your business credit card, you can actually save money by accumulating points through your credit card’s rewards program. Note that the grace periods generally don’t apply to cash advances, so avoid those unless absolutely necessary.
Keep in mind that many business credit cards have annual fees, so you’ll want to factor that into your math, though many issuers will waive the first year’s fee. Business credit card APRs typically fall between 15% and 26%, with some outliers a percentage point or two higher or lower. The cards offered through Our funding partner come with a 0% introductory APR on purchases and balances transfers.
Application Process
The application process begins online. It goes without saying that your credit rating will be an important factor for any financial product you apply for, though how much it matters will vary. For our funding partner, your credit rating is everything. In fact, the company requires you to open a credit monitoring account and ask for the results of your own personal credit inquiry. That might sound a little weird, but it works around having to do a hard pull on your credit. You may also be asked for proof of income.
*If you qualify for funding, you’ll usually receive your cash (or access to your line of credit) within one to two weeks.
*Our funding partners, Customer Service & Technical Support
Rating: Excellent
Customer reviews of customer service are generally positive.